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Why sex matters in biology and health. Net Worth Business or Farm: Zero is the lowest EFC number the family cannot afford to pay anything and 99, is the highest. Age of the oldest parent parent must be on the tax form submitted? Colleges use the student's federal student aid eligibility and combine it with state financial aid if any and their own aid to create a financial aid package awardwhich is sent to the student. Single Married only student is enrolled at least half time Married student and spouse both enrolled at least half time. Mark Kantrowitz, Founder www.

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The requirements for a student to be considered "independent" for financial aid purposes are very strict. For the best estimates, it is recommended that you use your most recent tax return information. Need-based aid has to be reapplied for each year; that is, a new FAFSA must be filed every year, the EFC is recalculated, and the financial aid possibly adjusted. If independent, do you have any dependents other than yourself and a spouse?

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